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www.payday support center.com : Falling on hard times and needing money fast doesn’t ever discriminate. In fact the last few years have served to be very stressful on everyone – families that once never dreamed of having a shortage of funds are now finding themselves downsizing and traveling less.
For some getting a higher paying job may be the next step and for others that may already be working multiple jobs, they may now feel as if they are stretched too thin. If your need for cash is only temporary, as in until to get you to your next payday then a cash advance or payday loan may be just what you need. A payday loan is a small amount of cash forwarded to your checking account on a short-term basis. You must agree to pay the loan back within 7-18 days depending on which company you go through.
Many mistake the requirements needed to be approved as a somewhat challenging process, but the truth is being approved for a payday loan is easier than any other loan process. A normal bank loan requires a good or excellent credit standing. Some even require collateral of some kind even if your credit has only a few blemishes on it. When you apply for a payday loan there are a few basic requirements for approval. To begin, the lender would like proof of your income now some applicants can just put what they make and be done with it and others may need to submit proof of with pay stubs or a previous W-2 form. If your monthly income derives from collecting payments from other sources as in child support, disability, alimony or social security you may claim that as income to further increase your chances of being approved. Much like pay stubs, they may require a photocopy of your payments that have been issued to you in the last few weeks to be faxed to them.
The next requirement (which seems to be across the board with no exceptions) is that the applicant be eighteen years or older. They usually verify your age when you enter your social security number and if there’s any discrepancies they will just ask that you fax a copy of your license or birth certificate to them. Some cash advances do have a strict requirement of not approving payday loans to those applicants that serve in our armed forces. The theory behind that is what do we associate being in the military with? Traveling, correct! These lenders don’t want to run the risk of outsourcing money to an individual that may have the opportunity to relocate and not repay their loan. The final requirement is having a valid checking account to receive your deposit from your payday loan. Some can be deposited that day and the rest are usually in your account overnight. Just double check the account number you provide on the application is correct so you don’t endure any delays in receiving your cash. In some cases you may also have it deposited into your online bank account if you have one and feel safer that way.